Local Modern Title, LLC Privacy Policy

All title & closing services are produced and distributed 100% by our United States employees in Wisconsin.

Introduction-Purpose of this Notice

Local Modern Title, LLC (herein collectively called “the company” and often referred to as “we”, “our” or “us”), is committed to protecting the privacy rights of our customers. We realize you may be concerned about what we do with any personal information we may collect about you. Under federal legislation signed into law in 1999 and subsequent rules and regulations, we are now required to give our consumer customers a notice of our privacy policy. Therefore, we have adopted this Privacy Policy to govern the use and handling of your personal information.

Applicability

This Privacy Policy governs our collection and use of nonpublic personal information. Non-public personal information(“NPI”) is nonpublic information about you that we obtain in connection with providing a financial product or service to you, such as title products or closing and settlement services. NPI does not include publicly available information, such as information in government records or real estate records; that information is not protected from disclosure because of its public nature.

Information We Collect

We may collect NPI about you from the following sources:

  • Information we receive from you such as on applications or other forms.
  • Information about your transactions we secure from our files, or from our affiliates or others.
  • Information we receive from a customer-reporting agency.
  • Information that we receive form others involved in your transaction, such as the real estate agent or lender.
  • Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional NPI will be collected about you.
Use of Information

We request information from you for our own legitimate business purposes and not for the benefit of any non-affiliated party. Therefore, we will not release your information to non-affiliated parties except: (1) as necessary for us to provide the product or service you have requested of us; or (2) as permitted by law. We may, however, store such information in definitely, including the period after which any customer relationship has ceased. Such information may be used for any internal purposes, such as quality control efforts or customer analysis. We may also provide all of the types of NPI listed above to one or more of our affiliated companies. Such affiliated companies include financial service providers, such as the members of Local Modern Title, LLC. Furthermore, we also may disclose any or all of the information we collect, as described above, to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:

  • Financial service providers such as companies engaged in banking, consumer finance, securities and insurance.
  • Non-financial companies such as envelope stuffers and other fulfillment service providers.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

Former Customers – Amendments

Even if you are no longer our customer, our Privacy Policy will continue to apply to you. This Private Policy Notice and/or Privacy Policy may be amended from time to time at our discretion.

Confidentiality and Security

We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to NPI about you to those employees that need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your NPI.